What makes Zestylife different?

If you’ve spent any time at all looking for Over 50 Life Insurance, you may start wondering if there’s any difference at all between all of the insurers out there. You might start looking at things like freebies instead of actually looking at the policy itself. There can’t be too much difference between them right? That’s where Zestylife comes in.

What can Zestylife do for you?

As we progress in life our priorities change. Kids grow up, mortgages are paid off and retirement is on the horizon. You’ve been through a lot and made it through in one piece. You don’t want to have to worry about what’s coming next. It’s perfectly natural to want to relax and enjoy potentially the best years of your life. Zestylife can take one of those worries away and help give you peace of mind. 

We want to make it as easy as possible for you to prepare for the future. We understand that you don’t want to be reading through pages of documents. With our Over 50 Life Insurance, you can secure a lump sum payment to help your loved ones when you pass away.. You want to squeeze as much out of life as possible and we want to help you do that with one less worry. In a matter of minutes, you could get cover that will protect you up to £5,000 from day one for death by any cause. For accidental death you can get 2x your benefit amount. That's right, there is no waiting period for cover. 

How does Zestylife compare?

If you’ve spent any time at all looking into getting Over 50 Life Insurance, it might all start to seem a bit overwhelming. There are plenty of choices out there but there are some potential benefits that make Zestylife a choice worth considering.

One of the main differences that you might notice with us is that we offer cover for death by any cause up to £5,000 of your benefit amount from day one for the first year with accidental death cover. You might be asking yourself ‘how is this possible? Surely there’s some catch?’. The main reason we can offer something like this is that we ask a few questions upfront. Many Over 50 Life Insurance companies design their policies to be as general as possible. They don’t take into account people who could be healthier or haven’t had any significant health issues. When you’re applying for protection with Zestylife, you won’t have to provide us with a medical or any blood tests. Instead, we’ll ask you some health and lifestyle questions to see if you’re eligible for cover.

By answering these questions it also has an effect on the amounts you could have access to. Here are the amounts that you could potentially select during the application process:

  • £1,000 up to £22,000 (aged 50-69 at start date)
  • £1,000 up to £20,000 (aged 70-74 at start date)
  • £1,000 up to £13,000 (aged 75-80 at start date)

If you are worried about how inflation will affect your payout, we also offer an increasing benefit option. With this option, your payout amount will increase by 3% each year. Along with the payout your monthly premium will increase by 4.5% as well, so it’s important to consider your ability to pay for these premiums.

If you’re concerned about the quality of the insurance, our policies are issued by the Best Mutual Insurer 2020 & 2021.1 

Ultimately we can help make the process of getting Over 50 Life Insurance simpler and faster. Allowing you to spend more time enjoying your life without having to worry about what’s coming down the line.

See how Zestylife compares against some of the leading Over 50 Life Insurance companies in the UK. 

How can you get insured with Zestylife?

To apply for a quote from Zestylife, all you have to do is request a call back from one of our friendly team. They’ll get back to you in a matter of minutes, so you won’t have to spend any time on hold. Or if you’d rather call us direct you can reach us for free on 0800 152 2190. From there we will ask you a few of those health and lifestyle questions, you won’t have to fill out any long forms. It’ll just take a few minutes to get you covered. 

Zestylife is here to help you

At first, getting any kind of Over 50 Life Insurance can seem like a big task. It seems like there’s a lot to consider and a lot of forms to fill in. With Zestylife, you can rest assured that we are making the process of getting insured as straightforward as possible. We want to provide you with all the help you might need to get a quick and easy quote. It’s our aim help you feel confident that no matter what might be around the corner, there is some protection there. This is all to make things clearer for you so you can get on with the most important parts of your life.


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Zestylife policies are issued by Scottish Friendly Assurance Society Limited, winner of Best Mutual Insurer in the CFI.co UK Awards 2020 and 2021.